How to Cut Phone Costs ASAP
September 7th, 2010In the olden days, people had landlines and they were relatively cheap. Nowadays, we’re paying for minutes, text messages, mobile Internet access, usage fees and more. It’s easy to spend $1k or more per year to stay wired and wireless—and even easier to spend more than you can afford.
Stay in check by knowing how much is in your budget for a monthly phone service and sticking to it. And follow these simple tips for cutting back costs:
• Never spend more than you can afford on a phone service. If a cell or smartphone isn’t in the cards right now, save up and go for it in a year.
• Check your bill for features, minutes or texts you’re paying for and not using. Calling and adjusting your plan can save you plenty in the long run.
• Stay within your monthly minutes. This is a no-brainer. If in doubt, check your remaining minutes online or via text through your carrier.
• Make calls during non-peak hours. Under most carriers, this includes weekends, holidays and weekdays after 9pm.
• Consider bundling services together if you pay for a landline, cell, Internet and cable; or any two of these services. It could just save you.
• Watch for offers made to new customers and ask to be given the same deal.
• Ask if your school or employer has a cell plan discount for students or employees.
• Explore family calling plans where you can share minutes among family members you text or call often.
For more on staying on top of your finances by creating a budget, click here.