Picture this: You’re on a tight budget and you have plans with someone you’re really into. Should you head to the florist, make reservations at a 5-star restaurant and throw it all on the card? No way, dude! Racking up debt will have a negative impact on your financial future (and it’s not all that hot, either). Instead of breaking the bank, plan something thoughtful that’s bound to impress without costing you an arm and a leg. Here are a few ideas:

1. Take a picnic somewhere pretty — think berries, cheese or something homemade. (Cost: $20 or less)
2. Cook up something special, like your date’s favorite meal. (Cost: $20)
3. Sightsee in your own city. Walking across a landmark bridge or taking in a famous view can be oh, so romantic. (Cost: Free)
4. Take a group class. Hit the dance floor or give pottery a go with low-cost or free classes in your area. (Cost: Free – $30)
5. Catch a matinee. Whether it’s a ballet or blockbuster, you’ll save on tickets and have time for date idea #2. (Cost: $20 – $40)
6. Head to open mic night. Catching the local talent can be inspiring and downright funny. (Cost: $10 for coffee/treats)
7. Stargaze. Whether you’re chilling in the park on a blanket or viewing the skies from the local planetarium, this one’s sure to impress. (Cost: Free – $20)
8. Take a walk or hike. Nature — and city lights — make a great backdrop for first-date conversation. (Cost: Free)
9. Hear local music at an underground venue. (Cost: $10 – $20)
10. Visit a local art gallery. Openings often mean free wine and apps, as well. (Cost: Free)
11. Hit the rink. Get your couples skate on at the ice or roller rink. (Cost: $20)
12. Dine smart. Research popular hot spots in your town with affordable prices — most areas have several. (Cost: $15 – $30)
13. Daytrip it. Think small towns, beaches, recreational areas and big cities. (Cost: Free)
14. Check out a street fair or farmer’s market for food, art, music and more. (Cost: Free)
15. Go rock climbing. Take a class and hit the routes together — trying something fun and different makes for an unforgettable date. (Cost: $20 – $40)

In every aspect of life, living within your means is key to financial health. For tips on saving funds when buying a car, renting an apartment and more, click here.

This entry was posted on Monday, June 7th, 2010 at 7:59 pm and is filed under Budgeting, Credit Cards, Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.