What’s stressful, overwhelming and extraordinarily high in America? The answer is: debt. We’ve provided some tips to get out of debt (for another resource, visit Getting Out of Debt), but what else do you need to achieve such a goal? As you start to take charge of your debt, consider the following mental approaches that could significantly improve your chances of success.
• Patience. You can’t eliminate debt overnight. Like most goals in life, you have to take it one step at a time. While it can be easy to give up when you don’t see that number rapidly dwindling down like a countdown on fast-forward, you must be patient. You’ll get there eventually.
• Perseverance. Getting out of debt isn’t easy. It requires diligence and determination, keeping your eyes on the prize at all times. Be resolute in your decision to change your habits and get on the right track. If you’re buried in bills and are having trouble remembering the bigger picture, there’s no shame in making yourself a large sign to remind yourself of your goal.
• Planning. Make a budget to organize your finances and figure out how much debt you can afford to pay off each month.
The above alone cannot get you out of debt, but it can help. Be patient. Persevere. Stay positive. Being debt-free is worth it.by sophie