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Pay off credit card debt rather than moving it around to other cards

Revolving your debt from card to card keeps your debt-to-credit ratio higher, increases the number of new accounts on your records, and artificially... read: "6 Ways to Improve Your Credit Score"

Real Job

Your credit score is as important to your future as your GPA, and it matters now, not just after you ...

Entertainment Center

Take care of your credit and debt now, and you can take advantage of it in the future. If you use your ...

Nicer Furniture

Establish a responsible credit history now, and you’ll be able to upgrade to that hip-young-professional ...

How is my score determined?

Your credit score is determined by a complex mathematical equation taking into account a variety of financial factors, but is most influenced by two things: how you pay your debts and how much debt you owe. read: "How is my score determined?"

Links & Resources

If you're having debt problems and need professional help, it's always a good idea to see if your (prospective) credit counseling agency is affiliated with either the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies... read: "Links & Resources"

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